Payments Policy
How would I pay for an ToYBULK buy?
ToYBULK offers you numerous installment
techniques. Whatever your online method of installment, you can have confidence
that ToYBULK's believed installment door accomplices utilize secure encryption
innovation to keep your exchange subtleties private consistently.
You may utilize Internet Banking, Gift Card,
Cash on Delivery and Wallet to make your buy.
ToYBULK additionally acknowledges installments
made utilizing Visa, MasterCard, Maestro and American Express credit/check
cards in India and 21 different nations.
Are there any concealed credits (Octroi or Sales
Tax) when I make a buy on ToYBULK?
There are NO shrouded credits when you make a
buy on ToYBULK. The costs recorded for all the things are conclusive and
comprehensive. The value you see on the item page is actually what you pay.
Conveyance credits might be extra relying upon
the dealer strategy. It would be ideal if you check singular merchant for the
equivalent. If there should arise an occurrence of merchant WS Retail, the ?50
conveyance credit is postponed off on orders worth ?500 and over.
What is Cash on Delivery?
On the off chance that you are not happy with
making an online installment on ToYBULK.com, you can settle on the Cash on
Delivery (C-o-D) installment strategy. With C-o-D you can pay in real money at
the hour of real conveyance of the item at your doorstep, without expecting you
to make any propel installment on the web.
The most extreme request an incentive for a Cash
on Delivery (C-o-D) installment is ?50,000. It is carefully a money just
installment strategy. Gift vouchers or store credit can't be utilized for C-o-D
orders. Outside cash can't be utilized to make a C-o-D installment. Just Indian
Rupees acknowledged.
How would I pay utilizing a credit/check card?
We acknowledge installments made by
credit/platinum cards gave in India and 21 different nations.
MasterCardβs
We acknowledge installments made utilizing Visa,
MasterCard and American Express MasterCardβs.
To pay utilizing your Visa at checkout, you will
require your card number, expiry date, three-digit CVV number (found on the
posterior of your card). Subsequent to entering these subtleties, you will be
diverted to the bank's page for entering the online 3D Secure secret phrase.
Credit cards
We acknowledge installments made utilizing Visa,
MasterCard and Maestro check cards.
To pay utilizing your plastic at checkout, you
will require your card number, expiry date (discretionary for Maestro cards),
three-digit CVV number (discretionary for Maestro cards). You will at that
point be diverted to your bank's protected page for entering your online secret
word (gave by your bank) to finish the installment.
Globally gave credit/credit cards can't be
utilized for Flyte, Wallet and eGV installments/top-ups.
Is it safe to utilize my credit/credit card on ToYBULK?
Your online exchange on ToYBULK is secure with
the most elevated levels of exchange security as of now accessible on the
Internet. ToYBULK utilizes 256-piece encryption innovation to ensure your card
data while safely transmitting it to the separate banks for installment
handling.
All credit card and plastic installments on ToYBULK
are handled through secure and believed installment portals oversaw by driving
banks. Banks currently utilize the 3D Secure secret key assistance for online
exchanges, giving an extra layer of security through personality check.
What steps does ToYBULK take to forestall card
misrepresentation?
ToYBULK understands the significance of a solid
misrepresentation discovery and goals capacity. We and our online installments
accomplices screen exchanges constantly for dubious movement and banner
conceivably deceitful exchanges for manual confirmation by our group.
In the rarest of uncommon cases, when our group
can't preclude the chance of extortion completely, the exchange is kept
waiting, and the client is mentioned to give character records. The ID reports
assist us with guaranteeing that the buys were for sure made by a real card
holder. We apologize for any bother that might be caused to clients and
solicitation them to manage with us in the bigger enthusiasm of guaranteeing a
sheltered and secure condition for online exchanges.
Can I make a credit/debit card or Internet
Banking payment on ToYBULK through my mobile?
Indeed, you can make credit card installments through
the ToYBULK portable site and application. ToYBULK utilizes 256-piece
encryption innovation to ensure your card data while safely transmitting it to
the protected and believed installment passages oversaw by driving banks.
How does 'Moment Cashback' work?
The 'Cashback' offer is moment and selective to ToYBULK.com.
You just follow through on the last cost you find in your shopping basket.
How would I place a Cash on Delivery (C-o-D)
request?
All things that have the "Money down
Available" symbol are legitimate for request with Cash on Delivery.
Include the item(s) to your truck and continue
to checkout. When provoked to pick an installment choice, select "Pay By
Cash on Delivery". Enter the CAPTCHA message as appeared, for approval.
When checked and affirmed, your request will be
handled for shipment in the time determined, from the date of affirmation. You
will be required to make a money just installment to our dispatch accomplice at
the hour of conveyance of your request to finish the installment.
Terms and Conditions:
β’
The most extreme request an incentive for C-o-D is ?50,000
β’
Gift Cards or Store Credit can't be utilized for C-o-D orders
β’
Cash-just installment at the hour of conveyance.
What is ToYBULK's Visa EMI alternative?
With ToYBULK's MasterCard EMI choice, you can
decide to pay in simple portions of 3, 6, 9, 12, 18*, or 24 months* with
MasterCardβs from the accompanying banks:
*18 and two years EMI choices are accessible
from select banks as it were. If it's not too much trouble allude to the table
beneath for additional subtleties:
Banks |
Supports 18 & 24
months tenure |
Minimum order value
to avail 18 & 24 months EMI options |
HDFC |
Yes |
? 10,000 |
Citi |
Yes |
? 10,000 |
ICICI |
Yes |
? 10,000 |
Kotak |
Yes |
? 4,000 |
Axis |
Yes |
? 4,000 |
IndusInd |
Yes |
? 4,000 |
SBI |
No |
NA |
Standard Chartered |
Yes |
? 4,000 |
HSBC |
No |
NA |
There is NO processing
fee creditd for availing ToYBULK's EMI payment option. On return or exchange,
interest creditd by the bank till that time will not be refunded by ToYBULK.
You may check with the respective bank/issuer on
how a cancellation, refund or pre-closure could affect the EMI terms, and what
interest credits would be levied on you for the same.
Example and Calculations
The table below shows a representative rendering
of EMI plans for a Rs 20,000 purchase on ToYBULK paid using the EMI payment
plan
Tenure (months) |
Loan amount |
Monthly installment |
Bank interest rate |
Total effective price
you pay |
Interest paid to Bank |
3 |
Rs 20,000 |
Rs 6,800.44 |
12.00% |
Rs. 20,401.33 |
Rs. 401.33 |
6 |
Rs 20,000 |
Rs 3,450.97 |
12.00% |
Rs 20,705.80 |
Rs. 705.80 |
9 |
Rs 20,000 |
Rs 2,344.32 |
13.00% |
Rs 21,098.89 |
Rs. 1,098.89 |
12 |
Rs 20,000 |
Rs 1,786.35 |
13.00% |
Rs 21,436.15 |
Rs. 1,436.15 |
How do I make a payment
using ToYBULK's credit card EMI option?
Once you've added the desired items to your ToYBULK
shopping cart, proceed with your order as usual by entering your address. When
you're prompted to choose a payment mode for your order, select 'EMI' &
follow these simple steps:
Choose your credit-card issuing bank you wish to
pay from
Select the EMI plan of your preference
Enter your credit card details
Click 'Save and Pay'
Please note that the full amount will be creditd
on your card the day of the transaction.
At ToyBulk.com, customer satisfaction is our top priority. We understand that sometimes you may need to return or exchange an item. This Payment Refund Policy outlines the terms and conditions under which refunds are processed.
The following items are non-refundable:
If you wish to exchange an item for a different one, please contact our customer service team. Exchanges are subject to product availability. If the desired item is not available, a refund will be issued following the standard refund process.
If you receive an item that is damaged or defective, please contact us within 7 days of receiving the item. We will arrange for a replacement or refund at no additional cost to you.
If you havenβt received a refund within the expected time frame:
If you have any questions about our Payment Refund Policy, please contact us at:
ToyBulk.com reserves the right to update or modify this Payment Refund Policy at any time without prior notice. Any changes will be posted on this page. We encourage you to review this policy periodically to stay informed about our refund procedures.