Payments

Payments

How would I pay for an Ekmanch buy?

Ekmanch offers you numerous installment techniques. Whatever your online method of installment, you can have confidence that Ekmanch's believed installment door accomplices utilize secure encryption innovation to keep your exchange subtleties private consistently.

You may utilize Internet Banking, Gift Card, Cash on Delivery and Wallet to make your buy.

Ekmanch additionally acknowledges installments made utilizing Visa, MasterCard, Maestro and American Express credit/check cards in India and 21 different nations.

Are there any concealed credits (Octroi or Sales Tax) when I make a buy on Ekmanch?

There are NO shrouded credits when you make a buy on Ekmanch. The costs recorded for all the things are conclusive and comprehensive. The value you see on the item page is actually what you pay.

Conveyance credits might be extra relying upon the dealer strategy. It would be ideal if you check singular merchant for the equivalent. If there should arise an occurrence of merchant WS Retail, the ?50 conveyance credit is postponed off on orders worth ?500 and over.

What is Cash on Delivery?

On the off chance that you are not happy with making an online installment on Ekmanch.com, you can settle on the Cash on Delivery (C-o-D) installment strategy. With C-o-D you can pay in real money at the hour of real conveyance of the item at your doorstep, without expecting you to make any propel installment on the web.

The most extreme request an incentive for a Cash on Delivery (C-o-D) installment is ?50,000. It is carefully a money just installment strategy. Gift vouchers or store credit can't be utilized for C-o-D orders. Outside cash can't be utilized to make a C-o-D installment. Just Indian Rupees acknowledged.

How would I pay utilizing a credit/check card?

We acknowledge installments made by credit/platinum cards gave in India and 21 different nations.

MasterCard’s

We acknowledge installments made utilizing Visa, MasterCard and American Express MasterCard’s.

To pay utilizing your Visa at checkout, you will require your card number, expiry date, three-digit CVV number (found on the posterior of your card). Subsequent to entering these subtleties, you will be diverted to the bank's page for entering the online 3D Secure secret phrase.

Credit cards

We acknowledge installments made utilizing Visa, MasterCard and Maestro check cards.

To pay utilizing your plastic at checkout, you will require your card number, expiry date (discretionary for Maestro cards), three-digit CVV number (discretionary for Maestro cards). You will at that point be diverted to your bank's protected page for entering your online secret word (gave by your bank) to finish the installment.

Globally gave credit/credit cards can't be utilized for Flyte, Wallet and eGV installments/top-ups.

Is it safe to utilize my credit/credit card on Ekmanch?

Your online exchange on Ekmanch is secure with the most elevated levels of exchange security as of now accessible on the Internet. Ekmanch utilizes 256-piece encryption innovation to ensure your card data while safely transmitting it to the separate banks for installment handling.

All credit card and plastic installments on Ekmanch are handled through secure and believed installment portals oversaw by driving banks. Banks currently utilize the 3D Secure secret key assistance for online exchanges, giving an extra layer of security through personality check.

What steps does Ekmanch take to forestall card misrepresentation?

Ekmanch understands the significance of a solid misrepresentation discovery and goals capacity. We and our online installments accomplices screen exchanges constantly for dubious movement and banner conceivably deceitful exchanges for manual confirmation by our group.

In the rarest of uncommon cases, when our group can't preclude the chance of extortion completely, the exchange is kept waiting, and the client is mentioned to give character records. The ID reports assist us with guaranteeing that the buys were for sure made by a real card holder. We apologize for any bother that might be caused to clients and solicitation them to manage with us in the bigger enthusiasm of guaranteeing a sheltered and secure condition for online exchanges.

Can I make a credit/debit card or Internet Banking payment on Ekmanch through my mobile?

Indeed, you can make credit card installments through the Ekmanch portable site and application. Ekmanch utilizes 256-piece encryption innovation to ensure your card data while safely transmitting it to the protected and believed installment passages oversaw by driving banks.

How does 'Moment Cashback' work?

The 'Cashback' offer is moment and selective to Ekmanch.com. You just follow through on the last cost you find in your shopping basket.

How would I place a Cash on Delivery (C-o-D) request?

All things that have the "Money down Available" symbol are legitimate for request with Cash on Delivery.

Include the item(s) to your truck and continue to checkout. When provoked to pick an installment choice, select "Pay By Cash on Delivery". Enter the CAPTCHA message as appeared, for approval.

When checked and affirmed, your request will be handled for shipment in the time determined, from the date of affirmation. You will be required to make a money just installment to our dispatch accomplice at the hour of conveyance of your request to finish the installment.

Terms and Conditions:

•              The most extreme request an incentive for C-o-D is ?50,000

•              Gift Cards or Store Credit can't be utilized for C-o-D orders

•              Cash-just installment at the hour of conveyance.

What is Ekmanch's Visa EMI alternative?

With Ekmanch's MasterCard EMI choice, you can decide to pay in simple portions of 3, 6, 9, 12, 18*, or 24 months* with MasterCard’s from the accompanying banks:

*18 and two years EMI choices are accessible from select banks as it were. If it's not too much trouble allude to the table beneath for additional subtleties:

Banks

Supports 18 & 24 months tenure

Minimum order value to avail 18 & 24 months EMI options

HDFC

Yes

? 10,000

Citi

Yes

? 10,000

ICICI

Yes

? 10,000

Kotak

Yes

? 4,000

Axis

Yes

? 4,000

IndusInd

Yes

? 4,000

SBI

No

NA

Standard Chartered

Yes

? 4,000

HSBC

No

NA

There is NO processing fee creditd for availing Ekmanch's EMI payment option. On return or exchange, interest creditd by the bank till that time will not be refunded by Ekmanch.

You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest credits would be levied on you for the same.

Example and Calculations

The table below shows a representative rendering of EMI plans for a Rs 20,000 purchase on Ekmanch paid using the EMI payment plan

Tenure (months)

Loan amount

Monthly installment

Bank interest rate

Total effective price you pay

Interest paid to Bank

3

Rs 20,000

Rs 6,800.44

12.00%

Rs. 20,401.33

Rs. 401.33

6

Rs 20,000

Rs 3,450.97

12.00%

Rs 20,705.80

Rs. 705.80

9

Rs 20,000

Rs 2,344.32

13.00%

Rs 21,098.89

Rs. 1,098.89

12

Rs 20,000

Rs 1,786.35

13.00%

Rs 21,436.15

Rs. 1,436.15

How do I make a payment using Ekmanch's credit card EMI option?

Once you've added the desired items to your Ekmanch shopping cart, proceed with your order as usual by entering your address. When you're prompted to choose a payment mode for your order, select 'EMI' & follow these simple steps:

Choose your credit-card issuing bank you wish to pay from

Select the EMI plan of your preference

Enter your credit card details

Click 'Save and Pay'

Please note that the full amount will be creditd on your card the day of the transaction.