Payments
Payments
How
would I pay for an Ekmanch buy?
Ekmanch
offers you numerous installment techniques. Whatever your online method of
installment, you can have confidence that Ekmanch's believed installment door
accomplices utilize secure encryption innovation to keep your exchange
subtleties private consistently.
You
may utilize Internet Banking, Gift Card, Cash on Delivery and Wallet to make
your buy.
Ekmanch
additionally acknowledges installments made utilizing Visa, MasterCard, Maestro
and American Express credit/check cards in India and 21 different nations.
Are
there any concealed credits (Octroi or Sales Tax) when I make a buy on Ekmanch?
There
are NO shrouded credits when you make a buy on Ekmanch. The costs recorded for
all the things are conclusive and comprehensive. The value you see on the item
page is actually what you pay.
Conveyance
credits might be extra relying upon the dealer strategy. It would be ideal if
you check singular merchant for the equivalent. If there should arise an
occurrence of merchant WS Retail, the ?50 conveyance credit is postponed off on
orders worth ?500 and over.
What
is Cash on Delivery?
On
the off chance that you are not happy with making an online installment on
Ekmanch.com, you can settle on the Cash on Delivery (C-o-D) installment
strategy. With C-o-D you can pay in real money at the hour of real conveyance
of the item at your doorstep, without expecting you to make any propel installment
on the web.
The
most extreme request an incentive for a Cash on Delivery (C-o-D) installment is
?50,000. It is carefully a money just installment strategy. Gift vouchers or
store credit can't be utilized for C-o-D orders. Outside cash can't be utilized
to make a C-o-D installment. Just Indian Rupees acknowledged.
How
would I pay utilizing a credit/check card?
We
acknowledge installments made by credit/platinum cards gave in India and 21
different nations.
MasterCard’s
We
acknowledge installments made utilizing Visa, MasterCard and American Express
MasterCard’s.
To
pay utilizing your Visa at checkout, you will require your card number, expiry
date, three-digit CVV number (found on the posterior of your card). Subsequent to
entering these subtleties, you will be diverted to the bank's page for entering
the online 3D Secure secret phrase.
Credit
cards
We
acknowledge installments made utilizing Visa, MasterCard and Maestro check
cards.
To
pay utilizing your plastic at checkout, you will require your card number,
expiry date (discretionary for Maestro cards), three-digit CVV number
(discretionary for Maestro cards). You will at that point be diverted to your
bank's protected page for entering your online secret word (gave by your bank)
to finish the installment.
Globally
gave credit/credit cards can't be utilized for Flyte, Wallet and eGV
installments/top-ups.
Is
it safe to utilize my credit/credit card on Ekmanch?
Your
online exchange on Ekmanch is secure with the most elevated levels of exchange
security as of now accessible on the Internet. Ekmanch utilizes 256-piece
encryption innovation to ensure your card data while safely transmitting it to
the separate banks for installment handling.
All
credit card and plastic installments on Ekmanch are handled through secure and
believed installment portals oversaw by driving banks. Banks currently utilize
the 3D Secure secret key assistance for online exchanges, giving an extra layer
of security through personality check.
What
steps does Ekmanch take to forestall card misrepresentation?
Ekmanch
understands the significance of a solid misrepresentation discovery and goals
capacity. We and our online installments accomplices screen exchanges
constantly for dubious movement and banner conceivably deceitful exchanges for
manual confirmation by our group.
In
the rarest of uncommon cases, when our group can't preclude the chance of
extortion completely, the exchange is kept waiting, and the client is mentioned
to give character records. The ID reports assist us with guaranteeing that the
buys were for sure made by a real card holder. We apologize for any bother that
might be caused to clients and solicitation them to manage with us in the
bigger enthusiasm of guaranteeing a sheltered and secure condition for online
exchanges.
Can
I make a credit/debit card or Internet Banking payment on Ekmanch through my
mobile?
Indeed,
you can make credit card installments through the Ekmanch portable site and
application. Ekmanch utilizes 256-piece encryption innovation to ensure your
card data while safely transmitting it to the protected and believed
installment passages oversaw by driving banks.
How
does 'Moment Cashback' work?
The
'Cashback' offer is moment and selective to Ekmanch.com. You just follow
through on the last cost you find in your shopping basket.
How
would I place a Cash on Delivery (C-o-D) request?
All
things that have the "Money down Available" symbol are legitimate for
request with Cash on Delivery.
Include
the item(s) to your truck and continue to checkout. When provoked to pick an
installment choice, select "Pay By Cash on Delivery". Enter the
CAPTCHA message as appeared, for approval.
When
checked and affirmed, your request will be handled for shipment in the time
determined, from the date of affirmation. You will be required to make a money
just installment to our dispatch accomplice at the hour of conveyance of your
request to finish the installment.
Terms
and Conditions:
•
The most extreme request an incentive for C-o-D is ?50,000
•
Gift Cards or Store Credit can't be utilized for C-o-D orders
•
Cash-just installment at the hour of conveyance.
What
is Ekmanch's Visa EMI alternative?
With
Ekmanch's MasterCard EMI choice, you can decide to pay in simple portions of 3,
6, 9, 12, 18*, or 24 months* with MasterCard’s from the accompanying banks:
*18
and two years EMI choices are accessible from select banks as it were. If it's
not too much trouble allude to the table beneath for additional subtleties:
Banks |
Supports
18 & 24 months tenure |
Minimum
order value to avail 18 & 24 months EMI options |
HDFC |
Yes |
? 10,000 |
Citi |
Yes |
? 10,000 |
ICICI |
Yes |
? 10,000 |
Kotak |
Yes |
? 4,000 |
Axis |
Yes |
? 4,000 |
IndusInd |
Yes |
? 4,000 |
SBI |
No |
NA |
Standard Chartered |
Yes |
? 4,000 |
HSBC |
No |
NA |
There
is NO processing fee creditd for availing Ekmanch's EMI payment option. On
return or exchange, interest creditd by the bank till that time will not be
refunded by Ekmanch.
You
may check with the respective bank/issuer on how a cancellation, refund or
pre-closure could affect the EMI terms, and what interest credits would be
levied on you for the same.
Example
and Calculations
The
table below shows a representative rendering of EMI plans for a Rs 20,000
purchase on Ekmanch paid using the EMI payment plan
Tenure
(months) |
Loan
amount |
Monthly
installment |
Bank
interest rate |
Total
effective price you pay |
Interest
paid to Bank |
3 |
Rs 20,000 |
Rs 6,800.44 |
12.00% |
Rs. 20,401.33 |
Rs. 401.33 |
6 |
Rs 20,000 |
Rs 3,450.97 |
12.00% |
Rs 20,705.80 |
Rs. 705.80 |
9 |
Rs 20,000 |
Rs 2,344.32 |
13.00% |
Rs 21,098.89 |
Rs. 1,098.89 |
12 |
Rs 20,000 |
Rs 1,786.35 |
13.00% |
Rs 21,436.15 |
Rs. 1,436.15 |
How
do I make a payment using Ekmanch's credit card EMI option?
Once
you've added the desired items to your Ekmanch shopping cart, proceed with your
order as usual by entering your address. When you're prompted to choose a
payment mode for your order, select 'EMI' & follow these simple steps:
Choose
your credit-card issuing bank you wish to pay from
Select
the EMI plan of your preference
Enter
your credit card details
Click
'Save and Pay'
Please
note that the full amount will be creditd on your card the day of the
transaction.